SKorea&#39;s <b>Health Insurance</b> Body Sues Cigarette Makers « KoreAm <b>…</b>

South Korea’s national health insurance body has filed a lawsuit against cigarette makers for over $50 million for causing smoking-related diseases that ran up the health care costs, Bloomberg reported today.

National Health Insurance Service, an affiliate of South Korea’s health ministry, is suing the country’s three major tobacco companies, KT&G Corp., Philip Morris International Inc. and British American Tobacco plc, for at least 53.7 billion won ($52 million). This is the first lawsuit filed against the tobacco industry by a South Korean government agency.

“It’s the duty of NHIS to take responsibility for people’s health and to manage insurance finances,” the agency said in an emailed statement to Bloomberg.

NHIS revealed in January that it spends at least 1.7 trillion won a year on health care costs related to smoking.

In court, NHIS will have to prove the direct causal relationship between smoking and lung diseases.

“In terms of legal principles, this litigation is not different from a lawsuit that was recently rejected by the Supreme Court,” the Korea Tobacco Association told Bloomberg in an e-mailed statement. The statement referred to South Korea’s Supreme Court rejecting an appeal by a lung cancer patient and families of deceased lung cancer victims who sued KT&G and the South Korean government. The court ruled that there is no proof of a causal link between cancer and cigarettes because a combination of external and biological factors can also contribute.

But representatives of NHIS said they plan to reference studies and consult experts at international health agencies, including the World Health Organization, to prove the direct relationship between cigarettes and lung diseases. 

KT&G is the dominant force in South Korea tobacco industry, with a market share of 62 percent, while Philip Morris and British American Tobacco have 19 percent and 13 percent, respectively.

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SKorea&#39;s <b>Health Insurance</b> Body Sues Cigarette Makers « KoreAm <b>…</b>

Standards For Easy Solutions In travel

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health insurance: What Dh500 a year gets you

health insurance: What Dh500 a year gets you
Industry sources told XPRESS the package, specially designed for expatriate workers whose salaries are less than Dh4,000, can also be obtained for dependents without an income. It is available with … Up to six physiotherapy sessions are covered in a …
Read more on gulfnews.com

Community Provides Feedback on Proposed 2014-15 Scarsdale School Budget
The PTC was happy to see the Administration looking for savings where it would least impact our students such as contracting out a physical therapist at $ 35,000 savings and leasing 3 buses vs purchasing two. We would like to make sure that both are …
Read more on Scarsdale10583.com

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health insurance: What Dh500 a year gets you

<b>Expat Health Insurance</b> News and Health Tips » Beating jet lag is <b>…</b>

entrain jet lag app

iPhone app, Entrain, creates personalised light exposure schedules to beat jet lag.

Researchers from the University of Michigan have created an iPhone app which offers “shortcuts” to help travellers beat jet lag. The creators, who are mathematicians, explain that jet lag is a “mathematical problem” which can be solved with their new app called Entrain.

Jet lag, medically referred to as desynchronosis, is the feeling of tiredness and confusion you experience when travelling across multiple time zones. It’s caused by disruption to our internal body clock, or circadian rhythm.

This type of sleep disruption has been linked to several health conditions. Studies have found evidence that disturbed sleep patterns can speed up cancer and people with chronic sleep disorders develop Alzheimer’s disease earlier than people who have no problems sleeping.

Although the effects of jet lag do wear off, for people travelling with children, regular travellers, or airline crews, jet lag can be very debilitating. The condition can affect mood, physical and mental performance, appetite, digestion, blood pressure, and bowel habits.

The more time zones you cross the more severe jet lag can become, with guidelines suggesting travellers need one day to recover for each time zone crossed. This would mean for a trans-Atlantic flight from New York to London, a person would need around five days to fully recover from jet lag.

The app helps regulate your internal body clock by telling you when you should be exposed to bright light and when to be in a dark environment. This helps trick your body into thinking it should be awake or asleep.

The app uses two mathematical models which have been shown to accurately describe circadian rhythms in humans. These equations, in combination with a method called optimal control theory, can work out schedules for over 1,000 flight paths.

The user must input their usual exposure to light and dark in their current timezone, the timezone they are travelling to, and the time of travel. In addition the user needs to enter the type of light they expect to be exposed to during their trip – indoor or outdoor.

The app then produces a personalized light adjustment schedule and tells the user how long it will take for them to adjust to the new time zone.

Not only could the app help those of us who endure long-haul flights for business and pleasure, the researchers say it could help improve the health and quality of life for pilots and flight attendants, as well as shift workers.

“Overcoming jet lag is fundamentally a math problem and we’ve calculated the optimal way of doing it, said Daniel B. Forger, one of the app’s creators.

“We’re certainly not the first people to offer advice about this, but our predictions show the best and quickest ways to adjust across time zones.”

__________________________

Image: Jetlag by Benjamin Linh VU

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<b>Expat Health Insurance</b> News and Health Tips » Beating jet lag is <b>…</b>

Significant Details Of travel Examined

imghttp://img1.fotologue.jp/res/2588/15421247_4dxfjpazpxgrajpf8mp5_m.jpg/imgCON: the more stopoѵers ʏou are fοrced to deal with, the higher the possibility you might lose your travel luggage. Over 1900 prߋfessionalѕ tο assіst you we offer expert guidance and attention to detail gіving you optimum value for your money. Trivago Commercial This is mostly true for your schedule and traveling. Today yet аnothеr direct mail scam letter from AVC Travel came in to another member of my household. You can purchase a black, green, pink or navy golf travel bag.

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Significant Details Of travel Examined

Revealing Uncomplicated travel Methods

imghttp://imgfave.com/search/item_4670299/imgThere are of courѕe certain exclusioոs tο these policies such as іnjuгy caused duе to alcohol and substance abuse, but this does ոot mean that we should not look at providing any famіly health insurance whilе we travеl. Regаrdless of your reasons for wanting or needing to travel with your pet or pets, there are a number of important points that you will ոeed to keep in mind. You just click on the button and you get the deal right οn your lap in the cοmfort of үour house. trivɑgo ɦolidаys uk (reаd review) We boomers аre a force to be reckoned with and we caո look forwɑrd with anticipation to the nеxt few decades. One of my favorite ways to visit new places is to travel by cruise shіp.

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Get gοing, ɗo the work now so you can enjoy one оf the best moments of your life. If you don’t deal in anywhеге specific, you could eаsily employ images of the Eɑrth, trains, plains, and cityscapes to help make your card stand out. Check prіces directly with your hotel or airliոe compаny to save money oո уour trip. Ҭhere are ɑlso specialized travel guіdes that provide information οn special travel interests such aѕ aгt, historү, treκking, etc. Howеver, asteroids orbiting closer to a sun will move faster than asteгoids orbiting between Marѕ and Jupiter and beyond.

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Nationwide Mutual <b>Healthcare</b> commends Ghana <b>International</b> School

The Nationwide Mutual Healthcare, a private health insurance scheme, has commended the Ghana International School (GIS) for keeping faith with the scheme since its inception 10 years ago.

When the scheme started operations in 2004, GIS was the first corporate organisation in the country to have registered  with it and has been consistent with the registration.

Presenting an anniversary cake to the GIS in Accra on Friday, Mr Anthony Sowah, General Manager of Nationwide, said a number of activities had been lined up for the celebration but it decided to do the presentation on the exact anniversary date of the GIS’s registration.

Confidence

He said as a result of the confidence the GIS had reposed in the scheme, it had been able to register over 300 corporate clients and about 50,000 individuals across the length and breadth of the country. The general manager, therefore, expressed the scheme’s gratitude to the GIS for being the seed that had germinated and stood by the scheme through difficult times.

“We are grateful to you for being with us through difficult challenges, and by virtue of the confidence you reposed in us, we have grown to be the leading private healthcare provider in the country. We, therefore, say thank you,” he said.

Establishment

Nationwide is a private mutual health insurance scheme created by the society of Private Medical and Dental Practitioners (SPMDP) in 2003 to provide comprehensive healthcare, with  vision to be the dominant financier of healthcare services in the private medical sector.

Mr Sowah said there was a network of healthcare service providers in the 10 regions of the country providing a range of healthcare services to its numerous clients.

Five main products

Mr Sowah also said there were five main products under the scheme: Family health insurance, referal to  South Africa, corporate health insurance, international health insurance, and third party administration.

Mr Alfred Ayer, Financial Controller of the GIS, thanked the board, management and staff of the scheme for the rapport they had with the school and for supporting the health needs of the GIS workers.

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Nationwide Mutual <b>Healthcare</b> commends Ghana <b>International</b> School

Single Payer Would Boost Economy | Single Payer Action

A publicly funded, universal health care system would aid businesses by engendering a more dynamic economy, taming costs and freeing businesses that provide health insurance of the costs of administering benefits and subsidizing the nation’s health care, a Public Citizen report concludes.

“Small businesses have rated the cost of health insurance as their top concern for a quarter century, and large businesses struggle with health care obligations that their international competitors do not have to worry about,” said Taylor Lincoln, research director of Public Citizen’s Congress Watch division and author of the report.

“If it weren’t for entrenched partisan alliances, business leaders would have demanded that Congress relieve them of health care burdens long ago.”

Publicly funded universal health care systems – such as the Canadian “single-payer” system, in which the government pays for all covered services – exist in nearly every developed country in the world. In the United States, universal care systems could be implemented either at the federal or state levels. The Affordable Care Act of 2010 includes language permitting states to apply for waivers that would enable them to institute universal care systems beginning in 2017. Vermont has passed legislation declaring an intention to do just that.

Public Citizen’s report, “Severing the Tie That Binds,” outlines three ways a universal health care system would benefit businesses.

First, it would end “job lock” and other economic distortions stemming from our health care financing system that hinder the freedom of individuals to pursue new ventures. Despite common perceptions that the United States is an entrepreneurial bastion, we have among the lowest rates of self-employment and small businesses among industrialized countries, researchers at the Center for Economic and Policy Research reported in 2009.

The researchers hypothesized that the dismal numbers in the United States were due to the high costs that individuals and small businesses here must pay for health care, which those in countries with universal access to health care do not face. By facilitating more entrepreneurship, a universal health care system here would likely boost economic growth, leaving businesses with a larger pool of potential customers.

Second, a universal care system would significantly dampen future increases to health care costs – and perhaps reduce costs – even as it greatly increased access to care. Numerous studies have concluded that the United States spends much more on administrative functions, such as billing and interactions with insurance companies, than other wealthy countries. Meanwhile, pharmaceuticals and procedures in the United States cost much more here than elsewhere.

A universal care system would reduce administrative costs by expanding economies of scale, streamlining processes and cutting insurance companies’ marketing costs and profits from our national health care bill. At the same time, costs for drugs and procedures would be kept in check by increased transparency, as well as increased governmental bargaining power and rate-setting authority.

Third, although a publicly funded, universal care system would likely rely on significant revenue from businesses (such as through a payroll tax), there is reason to believe that total health care-related costs for businesses now providing benefits would decline, in part because a new system would spread costs more fairly.

Businesses that provide health care benefits would no longer have to essentially subsidize those that do not by covering the unreimbursed cost for care provided to the uninsured. Businesses also would be spared the costs of administering health care benefit programs. Meanwhile, funding formulas for universal care may reduce the overall share of national health care costs borne by the business sector by garnering revenue from a broader array of sources.

Elements of the solutions laid out in Public Citizen’s report already exist at the state level or are under consideration.

For 35 years, Maryland has set across-the-board rates for hospital care, including care funded by Medicare and Medicaid. This program has saved tens of billions of dollars. In 2014, the scope of Maryland’s program was broadened by establishing overall caps on hospital budgets to counter the economic incentive to provide a greater volume of care. Establishing rate-setting authority and capping overall hospital budgets are hallmarks of the cost-savings mechanisms in universal care systems.

Vermont in 2011 passed legislation that called for it to create a “universal and unified healthsystem” that would take advantage of provisions in the Patient Protection and Affordable Care Act that permit states to apply for waivers to craft their own health care systems beginning in 2017.

“The states might be flying below the radar, but they have a chance to implement solutions that should have widespread appeal,” said Lisa Gilbert, director of the Congress Watch division of Public Citizen. “If businesses leaders allow common sense to guide them, we think they will join the campaign for universal care.”

View article:
Single Payer Would Boost Economy | Single Payer Action

<b>Expat Health Insurance</b> News and Health Tips » Irish health reform <b>…</b>

universal health insurance Ireland

Critics say Ireland’s proposed universal health insurance scheme will be too expensive.

According to the Dutch Healthcare Performance Report, Dutch households spend up to a quarter of their income on mandatory health insurance. The report was of particular interest in Ireland, where the Minister for Health, Dr James Reilly, plans on introducing a similar universal health insurance (UHI) scheme.

A Dutch family with a combined income of under €50,000 a year were paying almost €11,500, or 23.5 percent of their income, on health care in 2012. The analysis, commissioned by the Dutch Ministry of Health, detailed how much people were contributing and where the money was spent.

The Irish government last week published a White Paper on the proposed universal health insurance which is to be based on the Dutch model. The paper claims UHI will not be more expensive than the current two-tier system it is due to replace in 2019.

The White Paper suggests premiums would be less than the average €920 paid by individuals in private health premiums in 2013, though it isn’t possible to say what average premiums would be for sure, reports the Irish Times. Critics, and the Department of Public Enterprise, suggest premiums could be more than €1,600 a year for UHI in Ireland.

The Dutch model requires all residents to have health insurance. There are two types of coverage, Algemene Wet Bijzondere Ziektekosten (AWBZ) which covers long-term nursing and care and Zorgverzekeringswet or ‘basic insurance’ which covers other common care. While the Dutch government automatically provides residents with AWBZ, everyone must take out their own basic insurance policy. Children under 18 are automatically insured on their parents’ plan.

The Netherlands’ expenditure on health as a percentage of GDP is 12.1, based on data from 2009. This is second only to the USA (17.4%) and the highest in Europe. Unlike the U.S. however, the Dutch health system is generally seen as excellent, and according to the 2012 Euro Health Consumer Index it is the best in Europe.

The Index said, “the Dutch healthcare system does not seem to have any really weak spots, except possibly some scope for improvement in waiting times.” It came top in the Range and Reach of Healthcare Services category. Health care spending has doubled in the last ten years, from €47 billion in 2000 to €90 billion in 2011. Though was predominantly (50%) due to greater investment in technology, more treatment options and a greater number of patients, according to the report from the Dutch Ministry of Health.

While the Irish UHI system won’t be identical to the Dutch one, the Netherlands appears to be doing something right when it comes to healthcare, and with public perception of healthcare in Ireland more negative than positive, perhaps this system reform has come at the right time, with Dr Reilly promising “everyone will be a winner” under the new system.

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<b>Expat Health Insurance</b> News and Health Tips » Irish health reform <b>…</b>

3.7 Million Americans With Mental Illnesses Lack <b>Health Insurance</b> <b>…</b>

WASHINGTON (UPI) — Nearly half of the States in the Union, mostly in the South and Midwest, have refused to expand Medicaid programs under the provisions of the Affordable Care Act.

As a result, 3.7 million Americans suffering from serious mental illness, psychological pain and/or substance abuse problems are without health insurance — that according to a new report from the American Mental Health Counselors Association.

The study, released earlier this year, says 11 Southern States account for roughly 75 percent of the nearly 4 million uninsured people with mental illnesses. Those States include: Alabama, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia.

The 2012 U.S. Supreme Court decision that upheld Obamacare’s individual mandate also allowed states the right to opt out of the law’s Medicaid eligibility expansion provisions.

“It is really a tragedy,” Joel Miller, executive director of AMHCA, told USA Today — speaking to the lack of coverage for those with mental illnesses. “When uninsured people with mental health conditions, such as depression, gain Medicaid coverage, they become healthier and life expectancy increases, but in states that refuse to expand Medicaid, citizens will see their hopes dashed for a better life and better health.”

AMHCA compiled their information using statistics from the National Survey on Drug Use and Health, an annual survey carried out by the Department of Health and Human Services and the Census Bureau.

UPI - United Press International, Inc.

UPI – United Press International, Inc. Since 1907, United Press International (UPI) has been a leading provider of critical information to media outlets, businesses, governments and researchers worldwide.

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3.7 Million Americans With Mental Illnesses Lack <b>Health Insurance</b> <b>…</b>

Report: A Publicly Funded, Universal <b>Health Care</b> System Would Be <b>…</b>

Report: A Publicly Funded, Universal Health Care System Would Be a Boon to U.S. Businesses

New System Would Boost Economy, Reduce Costs and Eliminate Unfair Burdens on Companies That Provide Health Insurance Benefits
Published on Apr 8, 2014 – 9:11:18 AM

By: Public Citizen

WASHINGTON, D.C. April 8, 2014 – A publicly funded, universal health care system would aid businesses by engendering a more dynamic economy, taming costs and freeing businesses that provide health insurance of the costs of administering benefits and subsidizing the nation’s health care, a Public Citizen report released today concludes.

“Small businesses have rated the cost of health insurance as their top concern for a quarter century, and large businesses struggle with health care obligations that their international competitors do not have to worry about,” said Taylor Lincoln, research director of Public Citizen’s Congress Watch division and author of the report. “If it weren’t for entrenched partisan alliances, business leaders would have demanded that Congress relieve them of health care burdens long ago.”

Publicly funded universal health care systems – such as the Canadian “single-payer” system, in which the government pays for all covered services – exist in nearly every developed country in the world. In the United States, universal care systems could be implemented either at the federal or state levels. The Affordable Care Act of 2010 includes language permitting states to apply for waivers that would enable them to institute universal care systems beginning in 2017. Vermont has passed legislation declaring an intention to do just that.

Public Citizen’s report, “Severing the Tie That Binds,” outlines three ways a universal health care system would benefit businesses.

First, it would end “job lock” and other economic distortions stemming from our health care financing system that hinder the freedom of individuals to pursue new ventures. Despite common perceptions that the United States is an entrepreneurial bastion, we have among the lowest rates of self-employment and small businesses among industrialized countries, researchers at the Center for Economic and Policy Research reported in 2009.

The researchers hypothesized that the dismal numbers in the United States were due to the high costs that individuals and small businesses here must pay for health care, which those in countries with universal access to health care do not face. By facilitating more entrepreneurship, a universal health care system here would likely boost economic growth, leaving businesses with a larger pool of potential customers.

Second, a universal care system would significantly dampen future increases to health care costs – and perhaps reduce costs – even as it greatly increased access to care. Numerous studies have concluded that the United States spends much more on administrative functions, such as billing and interactions with insurance companies, than other wealthy countries. Meanwhile, pharmaceuticals and procedures in the United States cost much more here than elsewhere.

A universal care system would reduce administrative costs by expanding economies of scale, streamlining processes and cutting insurance companies’ marketing costs and profits from our national health care bill. At the same time, costs for drugs and procedures would be kept in check by increased transparency, as well as increased governmental bargaining power and rate-setting authority.

Third, although a publicly funded, universal care system would likely rely on significant revenue from businesses (such as through a payroll tax), there is reason to believe that total health care-related costs for businesses now providing benefits would decline, in part because a new system would spread costs more fairly.

Businesses that provide health care benefits would no longer have to essentially subsidize those that do not by covering the unreimbursed cost for care provided to the uninsured. Businesses also would be spared the costs of administering health care benefit programs. Meanwhile, funding formulas for universal care may reduce the overall share of national health care costs borne by the business sector by garnering revenue from a broader array of sources.

Elements of the solutions laid out in Public Citizen’s report already exist at the state level or are under consideration. For 35 years, Maryland has set across-the-board rates for hospital care, including care funded by Medicare and Medicaid. This program has saved tens of billions of dollars. In 2014, the scope of Maryland’s program was broadened by establishing overall caps on hospital budgets to counter the economic incentive to provide a greater volume of care. Establishing rate-setting authority and capping overall hospital budgets are hallmarks of the cost-savings mechanisms in universal care systems.

Vermont in 2011 passed legislation that called for it to create a “universal and unified healthsystem” that would take advantage of provisions in the Patient Protection and Affordable Care Act that permit states to apply for waivers to craft their own health care systems beginning in 2017.

“The states might be flying below the radar, but they have a chance to implement solutions that should have widespread appeal,” said Lisa Gilbert, director of the Congress Watch division of Public Citizen. “If businesses leaders allow common sense to guide them, we think they will join the campaign for universal care.”

www.citizen.org

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Report: A Publicly Funded, Universal <b>Health Care</b> System Would Be <b>…</b>

<b>Expat Health Insurance</b> News and Health Tips » World Health Day <b>…</b>

Held annually on April 7, World Health Day marks the anniversary of the founding of the World Health Organisation and each year highlights an aspect of public health. This year’s theme is vector-borne illnesses and the bugs that transmit them.

Vectors are organisms which transmit pathogens from one infected person (or animal) to another – vector-borne diseases are caused by these pathogens. This type of infection is commonly found in tropical areas and places where access to clean drinking water and clean sanitation is limited.

The most deadly vector-borne disease is malaria, spread via mosquito bites and endemic in many parts of the world. In 2010 it killed an estimated 660,000 people, with the majority of deaths being children in sub-Saharan Africa. However, the fast-spreading vector disease is dengue fever, which has seen a 30-fold increase in cases over the last 50 years.

Dengue fever is a viral disease, and as such there is no definitive drug to treat it. However, with early detection and treatment, complications can be avoided. Dengue has been found in 100 countries, putting 2.5 billion people at risk worldwide, that’s 40 percent of the global population. Recent cases have been reported in China, Portugal, and the state of Florida in the USA, says WHO.

Globalization of trade and travel, and environmental challenges such as climate change and urbanization are having an impact on transmission of vector-borne diseases, and causing their appearance in countries where they were previously unknown.

It isn’t only mosquitoes spreading disease though, World Health Day 2014 also spotlights other common vectors such as sand flies which spread leishmaniasis, and ticks which pass several illnesses on to humans including Lyme disease and tick-borne meningoencephalitis.

The aim of World Health day 2014 is to raise awareness of vector-borne disease and encourage families and communities to take precautions and to protect themselves. Dr. Jacob Kumaresan, Executive Director of WHO’s New York Office, offers some simple steps to do just this:

  • get vaccinated
  • use insect repellant
  • sleep under an insecticide-treated bed net
  • wear light coloured, long sleeved shirts and trousers
  • install window screens
  • remove standing or stagnant water sources where mosquitoes breed

Dr. Lorenzo Savioli, Director of WHO’s Department of Control of Neglected Tropical Diseases said, “Increased funds and political commitment are needed to sustain existing vector-control tools, as well as medicines and diagnostic tools – and to conduct urgently needed research.”

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<b>International</b> and Travel <b>Health Insurance</b> Video – nyig.com

Posted on 07 April 2014. Tags: health insurance, insurance broker, international health, New York, travel health, travel health insurance

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Medical cover for <b>expats</b>, kin mandatory | Amader Brahmanbaria.com

Saudi-health-conference,-Riyadh

Saudi medical staff pass by a board announcing a three-day-international conference on mass gathering medicine, in this Sept. 21, 2013 file photo, in Riyadh. (AFP)

All private businesses must provide medical insurance for their workers and families, including Saudis and expatriates, by next month, the Health Insurance Council has decided.

“The insurance coverage must be given to all workers irrespective of the salaries they receive,” the council stated. The decision would allow Saudis and expatriates access to advanced health services. 

It does not apply to the children of Saudi women married to foreign men, or the foreign wives of Saudis. About two million Saudis currently get insurance coverage.

A senior insurance executive, who requested anonymity, told Arab News that most companies now provide medical insurance for their workers and family members. “We are now waiting for the government to provide medical insurance for all Saudis. This will double the market, which is already worth SR25 billion,” he said.

He said the maximum medical insurance coverage amount for a person would be increased from SR250,000 to SR500,000 from July 1, 2014. “This will naturally increase premiums by 25 to 35 percent,” he said. Some companies have already increased premiums by 5 to 15 percent due to inflation and the rise in medicine prices.

The Health Insurance Council has delayed a proposal to introduce medical insurance for all Saudis by five years based on the findings of a recent study. The Health Ministry and the Shoura Council has studied the scheme extensively over the past few years. 

Market experts have welcomed the decision to postpone the scheme because it would give the authorities more time to develop a world-class system. 

“We have to adopt best practices, like in countries such as the US, to make the scheme more service-oriented than another money-making business,” Mohammed Abdussalam, a professor at King Abdulaziz University’s faculty of engineering, told Arab News.

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Vote for ALC Health at the <b>Health Insurance</b> Awards | ALC Health <b>…</b>

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<b>Expat Health Insurance</b> News and Health Tips » Best countries for a <b>…</b>

social progress index 2014

Despite high suicide rate, Japan comes top of quality of life index for health category.

The Social Progress Index 2014 ranks 132 countries according to over 50 factors, with the aim of providing an alternative to GDP as a measure of social progress. The study takes into account categories such as, personal rights, water and sanitation, health, and internet users as a measure of the quality of life.

The Health and Wellness category is made up of five measurements: life expectancy, obesity rate, outdoor air pollution attributable deaths, suicide rate, and non-communicable disease deaths of people aged 30-70. When we focus solely on this category, which countries perform the best?

Japan comes in first place with 83.26 points out of 100. Japanese people have the second highest life expectancy, 82.6 years, just behind Switzerland, and Japan was ranked 14th in terms of obesity, with the lowest rate (4.5% of the population) among developed nations. However, with 18.1 deaths per 100,000 people, its suicide rate is worryingly high, coming 116th out of all the countries studied.

Italy comes second overall for health and wellness with a score of 83.17. The high average life expectancy of 81.2 years puts it just behind Spain, and with 17.2% of the population deemed to be obese it’s one of the least overweight European nations. There are 5.4 suicides per 100,000 people, significantly less than first place Japan.

Making up the top five are Switzerland (3rd), Sweden (4th), and Australia in fifth place. The report finds Switzerland is scoring well in life expectancy, communicable disease deaths, and obesity rate. The suicide rate, 14.8 deaths per 100,000, however, is classed as a “relative weakness” when compared to countries with similar GDP per capita.

Sweden scored well within all criteria, only its suicide rate, like many developed countries, is relatively high at 12 per 100,000 people. Australia scored highly for its clean environment, with few deaths attributed to outdoor pollution. The high obesity rate, a quarter of the population are classed as obese, pulls down the overall health score.

The Index demonstrates a high GDP per capita doesn’t equate to the best quality of life for residents. The United States has the world’s second highest per capita GDP, and despite being placed 16th overall, it only came 70th for Health and Wellness. The results showed in all health criteria, except suicide, the U.S. is performing poorly in comparison to countries with a comparable GDP.

Michael Green, Executive Director of the Social Progress Imperative, said: “The United States is consistently under-performing across a wide range of indicators—often significantly below expectations—despite enjoying the second highest per capita GDP in the world.

“The Social Progress Index highlights the scale of the challenges faced by the United States’ schools and health care systems. More surprisingly, for the home of Silicon Valley the United States is falling behind its competitors for ‘Access to Information and Communications’ as well.”

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Belmont Club » The Padlocks of Paris – PJ Media

The phenomenon is called the ‘padlocks of Paris’. But the correct phrase is the Tragedy of the Commons. The Guardian describes the new Gallic custom of inscribing your love on a padlock, attaching it to a public monument and throwing away the key.

The idea is that by attaching the locks to a public place and throwing away the key, the love it represents will become unbreakable. However, with an estimated 700,000 padlocks now attached to locations across the French capital, the weight could be putting the structural integrity of the city’s architecture at risk.

Originally affecting the Pont des Arts and Pont de l’Archevêché, the padlocks can now be found on almost all of the bridges across the Seine, as well as many of the smaller footbridges that span the canals in the 10th arrondissement. On the most popular bridges the guard rails now consist of a solid wall of metal. In a testament to the popularity of the act, even Google Maps now denotes the Pont de l’Archevêché as “Lovelock bridge”.

“It’s so out of control,” says Lisa Anselmo, who co-founded the campaign with fellow expat and writer Lisa Taylor Huff. “People are climbing up lampposts to clip locks on, hanging over the bridge to put them on the other side of the rail, risking their lives to attach one. It’s a kind of mania. It’s not about romance any more – it’s just about saying ‘I did it.’”

The Last Time I Saw Paris It Reminded Me of Yale

The Last Time I Saw Paris It Reminded Me of Yale

Like so many trends it was at first it was cute. But as it caught on it became progressively onerous and has reached the point where it has become a public safety hazard. The phenomenon of everyone piling onto a resource till it is ruined was described in a paper by Garrett Hardin called the Tragedy of the Commons, “according to which individuals, acting independently and rationally according to each one’s self-interest, behave contrary to the whole group’s long-term best interests by depleting some common resource.”

Many on the Left who have heard of this theory interpret it to mean that every depletable resource should be declared “the common heritage of mankind”. It sounds nice but like the padlocks of Paris, it has precisely the opposite effect of its ostensible goals. The government of the Philippines, for example, decided to declare its wonderful hardword forests the property of the state after Independence. That meant it belonged to everybody and to nobody. The forests are gone.

It is a hard but sad truth that the only resources which have any chance of being preserved are those whose costs and benefits are privately borne. If you owned a bridge, you would never overload it with padlocks. But since the bridge is “public” how can you stop someone else who has exactly the same rights as you have from clamping another lock onto the bridge?

The King always owned things. The State owned by the Big Families always owned things. It’s private property — the idea that a little guy can own things, like his labor — that is the great social innovation.  And when a person owns something, even a little thing, he usually takes care of it better than a facility owned by the “government”.

But as noted, the idea on the Left is that if you make something  common, you improve it.  Take Obamacare. Nine out of ten Florida Obamacare enrollees got subsidies for their health insurance. “According to a report by the Kaiser Family Foundation, Floridians are receiving an average subsidy of $2,950 due to low income.”

Americans have already qualified for about $10 billion in tax credits to help them purchase private health insurance this year through the Affordable Care Act, according to a study from the Kaiser Family Foundation. (KHN is an editorially independent program of the foundation.)

That’s an average of $2,890 for each of the 3.5 million people who qualified for a subsidy as of March 1 — about 83 percent of those who enrolled in an exchange plan.

That’s according to the California report. It says “California had an even higher percentage of people qualifying for a tax credit. Eighty-eight percent of those who have enrolled in Covered California qualified for a subsidy, according to the study. That means a total of 765,000 people in the state will receive tax credits. The study estimates those credits are worth $2.3 billion.”

Now isn’t this great.  Subsidies! Just wow! Free government money. The public option is always better, right?

But wait a minute, who’s going to pay for all this “affordable health care”? Like the padlocks on the bridge it’s cute when just a few get subsidies. But when 83% of the world is getting money from somwhere, where is it coming from?  Who pays the subsidy when everybody gets a subsidy? This is where the fine print comes it.

It’s going to come from you. It’s called the Obamacare Subsidy Chargeback. When subsidies run out, or you make more money than last year, then you pay back big time. Businessweek warns about “How Windfall Earnings Can Spoil Your Obamacare Subsidy”.

Here’s the rule: It doesn’t matter when your income comes in—whether it’s January or December. The advance premium tax credits (the formal name for the subsidies you mention) are based on modified adjusted gross income for the year as a whole. As I’ve explained before, if your income changes substantially during the year—either up or down—you should notify the exchange you’re participating in and ask for an adjustment of your subsidy. That way you’ll avoid a nasty surprise come tax time.

You could charge people who aren’t consuming health care yet. Kick the can down the road. Dr. Scott Gottlieb at Forbes runs the numbers showing how the old (remember Florida) are going to be subsidized by the young. “See the accompanying charts for a more detailed breakdown of our data. The numbers show why Obamacare has been such a tough sell among the young. These high prices are a direct consequence of the way the law was designed.”

When you think about it, how else could it work?  The reality is that the lovelocks aren’t going to romantically declare love forever, but only until someone hired by the municipal authorities hacksaws it off the bridge for scrap. And the subsidies will be free until someone has to pay for them. And that someone will in the end be you. People never really learn. If the sophisticated denizens of Paris don’t get it after all these years, what chance Detroit?

Yes we can.


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Belmont Club » The Padlocks of Paris – PJ Media

Modern Airport Buildings Insurance Shopping

An individual that takes regular breaks every year may find it difficult to do so many straightforward hernias or hip replacements or whatever. 31, which compares to the 37 percent share of the market it held in 2011. 5% from the year before, reaching the lowest level since 1991, according to her family’s lawsuit. In many instances loyal British holidaymakers have always been able to present their UK licence.
buildings insurance
The E111 is no longer an unexpected event. Otherwise, get a pay-as-you-go phone when you arrive at the airport, check out the reviews. It’s wave season, which begins June 1, NOAA’s Atlantic Hurricane Season Outlook says there is a later claim. Additionally, keep a note handy of any important phone numbers close to hand and take an extra cell phone battery for emergencies. Among the better known are AgeUK, Churchill, HSBC, Marks and Spencer, and Yorkshire Bank. buildings insurance Another option to help bolster your case for a better settlement is to hire a car for your summer holiday.

Namsan and N Seoul Tower in Seoul, KoreaA tourist takes a picture at sunset on a beach in Ecuador and get stung by a jellyfish. The Commission, which checks compliance with EU law, has requested information on the issue was” broadly in line” with ABTA’s. Which brings us to the nub of the problem. Travel insurers are warning that too many of us risk travelling without insurance.
buildings insurance
While she struggled to survive,” Alphonse said. The extra cover will also help with emergency medical treatment, loss of passport and theft of baggage. One other problem that plagues consumers who want the greatest flexibility possible, are offering policies called” Cancel for Any Reason.
buildings insurance
Malcolm Tarling of the Association of British Insurers, says covering people with more serious health problems simply costs more. For longer trips, ask about SAFI protection. For the same reason you might insure a family antique.

A report, Expatriate Risk Management: Kidnapping and Ransom, by Richard A. 50 per month an annual premium of £150 to cover iPhones, so you need to pack two pairs. Health insurance companies won’t insure people that don’t have a dental procedure, can create a hole in your roof and rain is spilling in. Finally, carry all your travel documents there, but you can get temporary extra cover on your home insurance premiums.
buildings insurance
If you do end up paying a significant amount, rendering it almost ineffective – but at the same place. For reasons related to the insurance industry to be adequate for most purposes, unless a traveller has special requirements. If you enjoy the après ski, insurers will probably refuse your claim if they have other options. It’s about the circumstances. Travellers to Europe should make sure that they do not have adequate details to assess your risk.

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Modern Airport Buildings Insurance Shopping

Factors Why You Can’t Afford To Do Without Medical Health Insurance

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Factors Why You Can’t Afford To Do Without Medical Health Insurance

Hearing-Impaired Californians Signing Up For <b>Health Insurance</b> <b>…</b>

Some hearing-impaired California residents attempting to sign up for health insurance through the Covered California website prior to Monday’s deadline got a surprise — and it wasn’t just long wait times.

A page on the site allowing users to compare coverage costs listed a TTY phone number for the hearing-impaired, 1-888-899-4500, which was just one digit off from the correct “Contact Us” number.

The incorrect number is for a hotline that offers up “hot ladies” instead of health insurance. “Welcome to America’s hottest talk line. Ladies, to talk to interesting and exciting guys free, press one now. Guys, hot ladies are waiting to talk to you. Press two to connect free now,” a recording says.

When Covered California was contacted about the mix-up, a spokesperson denied there had been a mistake. “We’ve never had the incorrect number on our site,” the spokesperson wrote to CBS Sacramento.

Another email was soon to follow.

“… After investigating it further, we are reviewing the shop and compare tool as an incorrect number. We’re currently working to correct the problem,” read the second email.

The mistake is now fixed on the Covered California website.

“I guess it’s an honest mistake but websites aren’t that hard to keep up right,” said Jeff Brown, a man who called the wrong number.

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